Credit Risk Expert (experto/a En Riesgo De Credito)

Clara Instituicao de Pagamento Ltda

Latin America
On-site
Credit risk modeling (pd, lgd, ead, ecl)
Portfolio risk analysis and vintage curves
Sql and python or r programming
This role focuses on portfolio-level credit risk and quantitative modeling rather than individual case-by-case underwriting

Job Summary

  • This role focuses on portfolio-level credit risk and quantitative modeling rather than individual case-by-case underwriting.
  • You will build and maintain credit risk models including Probability of Default, Loss Given Default, and Expected Credit Loss metrics.
  • Clara is the fastest-growing company in Latin America, offering a fast-paced environment to accelerate your career alongside a passionate team.

Matching Summary

This role focuses on portfolio-level credit risk and quantitative modeling rather than individual case-by-case underwriting.

Skills & Requirements

Must-have

  • Credit risk modeling (PD, LGD, EAD, ECL)
  • Portfolio risk analysis and vintage curves
  • SQL and Python or R programming
  • Credit line management strategies (CLI/CLD)
  • Latin American credit market experience
  • Data visualization tools proficiency

Nice-to-have

  • Fintech high-growth environment experience
  • Credit card and payments ecosystem knowledge
  • AI-powered automation tools usage
  • Latin American regulatory framework familiarity
  • Financial audit and compliance support
  • Slack and Notion collaboration tools

Key Requirements

  • Academic background in Actuarial Science, Mathematics, Statistics, or Computer Science
  • Fluency in English required
  • Proven experience in Latin American credit markets

Work Rights

Not specified

Tailored Resume

Cover Letter