As the Director, Credit Risk Strategy Optimization Oversight, you will lead the end‑to‑end optimization, governance, and oversight of retail credit strategies across the consumer credit lifecycle
Job Summary
As the Director, Credit Risk Strategy Optimization Oversight, you will lead the end‑to‑end optimization, governance, and oversight of retail credit strategies across the consumer credit lifecycle.
This role sets the strategy vision, establishes guardrails and governance, and enables a test‑and‑learn culture to drive measurable improvements in risk‑adjusted returns, loss outcomes, capital usage, and customer experience.
BMO offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans.
Matching Summary
As the Director, Credit Risk Strategy Optimization Oversight, you will lead the end‑to‑end optimization, governance, and oversight of retail credit strategies across the consumer credit lifecycle.
Salary
Base: $110,500.00 - $192,500.00; Bonus/Equity: Not specified; Benefits: Health insurance, tuition reimbursement, accident and life insurance, retirement savings plans
Skills & Requirements
Must-have
Credit strategy framework
Risk-reward optimization
Effective challenge function
Data & AI partnership
Decision engine optimization
Retail banking products understanding
Nice-to-have
Curiosity and experimentation culture
Evidence-based storytelling
Continuous growth and career progression
Inclusive, equitable, and accessible workplace
Key Requirements
10+ years in financial services/fintech/consulting
Graduate degree in a quantitative field
Hands-on experience designing and scaling credit strategies
Strong program/change-leadership skills
Advanced communication skills
Technical proficiency in Python, SQL, and BI tools