Senior Credit Risk Analyst - Business & Professional Services (assistant Vice President)

Citi

Irving, Texas, United States
Base: $96,400.00 - $144,600.00; bonus/equity: disc...
3+ years commercial credit underwriting experience
Financial statement analysis expertise
Cash flow assessment skills
This role supports the end-to-end lending lifecycle by analyzing, structuring, and monitoring credit exposures within a diversified commercial portfolio

Job Summary

  • This role supports the end-to-end lending lifecycle by analyzing, structuring, and monitoring credit exposures within a diversified commercial portfolio.
  • The position requires performing detailed financial statement analysis, cash-flow assessment, and transaction diligence to support approval decisions.
  • Citi offers competitive benefits including medical, dental, vision coverage, 401(k), life insurance, and paid time off packages.

Matching Summary

This role supports the end-to-end lending lifecycle by analyzing, structuring, and monitoring credit exposures within a diversified commercial portfolio.

Salary

Base: $96,400.00 - $144,600.00; Bonus/Equity: Discretionary and formulaic incentive and retention awards available; Benefits: Medical, dental, vision, 401(k), life, accident, disability insurance, wellness programs, and paid time off.

Skills & Requirements

Must-have

  • 3+ years commercial credit underwriting experience
  • Financial statement analysis expertise
  • Cash flow assessment skills
  • Portfolio monitoring and covenant compliance
  • Strong written and verbal communication

Nice-to-have

  • Mentoring junior analysts
  • Process improvement contributions
  • Business & Professional Services industry knowledge
  • Advanced degree or professional certification

Key Requirements

  • Bachelor's degree in Finance, Accounting, Economics, or related field
  • 3+ years of experience in commercial credit underwriting or risk
  • Experience within a large or regional financial institution

Work Rights

Not specified

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