Data Scientist Spec Iv

santander-karriere.de

Brazil
Statistical modeling
Predictive modeling
Machine learning
Lead the technical development, evolution, and recalibration of statistical and machine learning models applied to credit risk for credit granting and maintenance

Job Summary

  • Lead the technical development, evolution, and recalibration of statistical and machine learning models applied to credit risk for credit granting and maintenance.
  • Structure solutions combining analytical modeling, automation, and applied use of generative artificial intelligence, focusing on transforming critical area processes and increasing team productivity.
  • Interact closely with stakeholders from Risk, Policy, Business, Data, and Technology, translating strategic needs into sustainable analytical solutions for the company.

Matching Summary

Lead the technical development, evolution, and recalibration of statistical and machine learning models applied to credit risk for credit granting and maintenance.

Skills & Requirements

Must-have

  • statistical modeling
  • predictive modeling
  • machine learning
  • SQL and Python
  • credit risk models
  • model monitoring and validation

Nice-to-have

  • challenging current hypotheses
  • proactive and strategic approach
  • technical reference within the team
  • balancing technical rigor and pragmatism

Key Requirements

  • Degree in Statistics, Computer Science, Physics, Applied Mathematics, Engineering, or related fields
  • Post-graduation or specialization in Data Science, Credit Risk, Project Management is desirable
  • Master's and/or PhD are differentials
  • English or Spanish are fundamental
  • Solid experience in applied statistics, predictive modeling, and machine learning
  • Proficiency in SQL and Python
  • Experience with model monitoring, validation, stability, and performance in production

Work Rights

Not specified

Tailored Resume

Cover Letter