Regional Head Of Commercial Credit - Gauteng South
Absa Bank Limited
Sandton, South Africa
Credit strategy and framework
Portfolio credit limit management
Risk appetite and lending criteria
Accountable for managing the strategic direction and delivery of the credit requirements for the identified portfolio, such that the banks competitive position is protected and enhanced whilst maintaining and protecting the quality of the underlying asset book
Job Summary
Accountable for managing the strategic direction and delivery of the credit requirements for the identified portfolio, such that the banks competitive position is protected and enhanced whilst maintaining and protecting the quality of the underlying asset book.
Develop, maintain and review the appropriate mandate and scale, suitable lending criteria and risk appetites for the allocated portfolio.
Accountable for transforming and delivering the target customer experience in support of RB’s strategic aspirations through the appropriate credit frameworks, policy and processes.
Matching Summary
Accountable for managing the strategic direction and delivery of the credit requirements for the identified portfolio, such that the banks competitive position is protected and enhanced whilst maintaining and protecting the quality of the underlying asset book.
Skills & Requirements
Must-have
Credit strategy and framework
Portfolio credit limit management
Risk appetite and lending criteria
End-to-end credit process management
Credit assessments and solutions
Nice-to-have
Customer experience transformation
Agile and innovative solutions
Strategic advisor and subject matter expert
Engaging and enabling work climate
Key Requirements
Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies