Business Banking Relationship Officer I

UMB Financial Corporation

Midland, Texas, United States
Base: $56,890.00 - $109,270.00; bonus/equity: annu...
Not specified (likely hybrid or on-site based on the nature of the role)
Bachelor's degree or equivalent work experience
Commercial lending role experience
Credit knowledge and underwriting skills
UMB Financial Corporation is seeking a Business Banking Relationship Officer in Midland and Odessa, Texas, to manage commercial banking relationships and drive sales of financial products to small businesses. The ideal candidate will have experience in commercial lending, strong sales abilities, and a collaborative spirit that aligns with UMB's company culture

Job Summary

  • The role involves growing the Business Banking loan portfolio by selling Commercial & Industrial, Practice Finance, and Payment Technology solutions to companies with annual revenues between $1mm-$20mm.
  • Candidates will manage existing business relationships while maintaining portfolio risk and profitability through effective credit analysis and loan commitment writing.
  • UMB offers competitive benefits including a 401(k) matching program, annual incentive pay, comprehensive health coverage, and a culture that values diversity and employee wellbeing.

Matching Summary

Match Score: 85

UMB Financial Corporation is seeking a Business Banking Relationship Officer in Midland and Odessa, Texas, to manage commercial banking relationships and drive sales of financial products to small businesses. The ideal candidate will have experience in commercial lending, strong sales abilities, and a collaborative spirit that aligns with UMB's company culture.

Salary

Base: $56,890.00 - $109,270.00; Bonus/Equity: Annual incentive pay included; Benefits: 401(k) match, PTO, health/dental/vision, tuition reimbursement

Skills & Requirements

Must-have

  • Bachelor's degree or equivalent work experience
  • Commercial lending role experience
  • Credit knowledge and underwriting skills
  • Sales experience with small businesses
  • Strategic industry sales knowledge

Nice-to-have

  • Networking abilities in the community
  • Strong negotiation skills for loan proposals
  • Entrepreneurial pride and creativity
  • Community involvement mindset
  • Ability to build meaningful client connections

Key Requirements

  • Bachelor's degree required
  • Up to 5 years commercial lending experience
  • Demonstrated credit underwriting knowledge
  • Experience selling to small businesses

Work Rights

Not specified

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