Analyse customers’ businesses to understand the risks involved in offering them bank’s commercial’s products and services
Job Summary
Analyse customers’ businesses to understand the risks involved in offering them bank’s commercial’s products and services.
Work in partnership with Relationship Managers on new and existing credit applications, providing guidance on credit appetite and consulting with Credit team as appropriate.
Ensure full compliance with regulatory requirements, the Enterprise‑Wide Risk Management Framework, and all internal ABSA policies and standards.
Matching Summary
Analyse customers’ businesses to understand the risks involved in offering them bank’s commercial’s products and services.
Skills & Requirements
Must-have
analyse credit risk
cashflow modelling
credit paper development
commercial lending process
financial statement analysis
risk appetite assessment
Nice-to-have
technical expert on credit matters
trusted advisor for Sales
customer expectation management
industry focus contribution
risk meeting participation
Key Requirements
Higher Diplomas: Business, Commerce and Management Studies