Community Mortgage Loan Officer- Charlotte Nc

TD Bank

Charlotte, North Carolina, United States of America
Base: $28.85 usd ph; bonus/equity: eligible for ca...
Active nmls registration required
3+ years mortgage lending experience
Established network of realtors and community organizations
The role focuses on identifying and developing relationships with community-based organizations, Realtors, and government agencies to generate referrals for the Community Reinvestment Act (CRA) and Low-and Moderate-Income (LMI) segments

Job Summary

  • The role focuses on identifying and developing relationships with community-based organizations, Realtors, and government agencies to generate referrals for the Community Reinvestment Act (CRA) and Low-and Moderate-Income (LMI) segments.
  • Candidates will originate residential mortgage loans, guide customers through the application process, and communicate underwriting decisions while ensuring compliance with federal regulations like Regulation Z and the SAFE Act.
  • TD Bank offers a competitive base salary of $28.85 per hour along with comprehensive benefits including health and well-being programs, savings plans, and career development opportunities.

Matching Summary

The role focuses on identifying and developing relationships with community-based organizations, Realtors, and government agencies to generate referrals for the Community Reinvestment Act (CRA) and Low-and Moderate-Income (LMI) segments.

Salary

Base: $28.85 USD per hour; Bonus/Equity: Eligible for cash and/or equity incentive awards; Benefits: Health, retirement, paid time off, and banking discounts included

Skills & Requirements

Must-have

  • Active NMLS registration required
  • 3+ years mortgage lending experience
  • Established network of realtors and community organizations
  • Knowledge of CRA and LMI housing programs
  • Ability to sell mortgage products to diverse segments

Nice-to-have

  • Self-directed ability to plan activities
  • Excellent time management skills
  • Experience with affordable housing conferences
  • Strong communication with underwriters and processors

Key Requirements

  • Bachelor's degree or progressive work experience
  • Minimum 3 years related mortgage experience
  • Active NMLS registration status
  • Eligibility for employment under Regulation Z standards
  • Satisfactory criminal and credit background checks

Work Rights

Must be eligible for employment with a covered financial institution under Regulation Z standards

Tailored Resume

Cover Letter