Commercial Credit Senior Associate

M&T Bank

Buffalo, New York, United States of America
Base: $103,000.00 - $171,600.00 annual; bonus/equi...
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5 years commercial credit experience
Financial modeling and analysis proficiency
Commercial loan underwriting expertise
** M&T Bank is seeking a Commercial Credit Senior Associate to assess and manage credit risk for commercial clients, primarily through financial analysis and compliance with credit policies. The role offers a hybrid work environment, requiring four days onsite and one day remote, and involves client interaction and collaborative work with relationship managers. **

Job Summary

  • This role serves as a critical link between relationship managers and credit risk management to facilitate sound lending decisions.
  • The position involves analyzing financial statements, monitoring loan portfolios, and ensuring compliance with credit policies and regulatory requirements.
  • Candidates must have strong analytical skills with proficiency in financial modeling and the ability to calculate and interpret financial ratios.

Matching Summary

Match Score: 75

** M&T Bank is seeking a Commercial Credit Senior Associate to assess and manage credit risk for commercial clients, primarily through financial analysis and compliance with credit policies. The role offers a hybrid work environment, requiring four days onsite and one day remote, and involves client interaction and collaborative work with relationship managers. **

Salary

Base: $103,000.00 - $171,600.00 Annual; Bonus/Equity: Not specified; Benefits: Not specified

Skills & Requirements

Must-have

  • 5 years commercial credit experience
  • financial modeling and analysis proficiency
  • commercial loan underwriting expertise
  • continuous credit monitoring (CCM)
  • independent credit quality assessment

Nice-to-have

  • nCino platform experience
  • strong relationship building skills
  • ability to lead transaction teams
  • deep understanding of legal documentation
  • experience with problem loan management

Key Requirements

  • Bachelor's degree in Accounting, Finance, or Economics
  • 5 years experience in commercial credit or public accounting
  • Proficiency in Microsoft Office

Work Rights

Not specified

Tailored Resume

Cover Letter