Analyse the risks associated with new lending, structuring and derivative proposals with the intention of facilitating new business
Job Summary
Analyse the risks associated with new lending, structuring and derivative proposals with the intention of facilitating new business.
Work in partnership with Relationship Managers on new and existing credit applications, providing guidance on credit appetite and consulting with Credit team as appropriate.
Ensure full compliance with regulatory requirements, the Enterprise‑Wide Risk Management Framework, and all internal ABSA policies and standards.
Matching Summary
Analyse the risks associated with new lending, structuring and derivative proposals with the intention of facilitating new business.
Skills & Requirements
Must-have
Analyze customer businesses and risks
Understand commercial lending process
Review financial statements and performance
Undertake cashflow modelling
Develop credit papers
Work with Sales team
Manage credit risk reports
Nice-to-have
Technical expert on credit matters
Contribute to policy development
Partnership with Relationship Managers
Attend customer meetings
Maintain strong working relationships
Participate in risk meetings
Proactively manage risks
Key Requirements
Higher Diplomas: Business, Commerce and Management Studies