Commercial Loans Underwriter

Mechanics Bank

Seattle, Washington, United States
Base: $79,750.00 - $139,730.00 annually; bonus: up...
3-5 years lending experience
Financial statement analysis expertise
Complex credit underwriting skills
The Commercial Loans Underwriter is responsible for conducting independent, objective, and detailed financial and collateral analysis of credit requests within the assigned business line

Job Summary

  • The Commercial Loans Underwriter is responsible for conducting independent, objective, and detailed financial and collateral analysis of credit requests within the assigned business line.
  • This role requires collaborating with relationship managers to structure transactions, develop credit recommendations, and monitor loan portfolios including covenant compliance.
  • Mechanics Bank offers a comprehensive benefits package including health coverage, 401(k) matching, and up to 25 paid vacation days.

Matching Summary

The Commercial Loans Underwriter is responsible for conducting independent, objective, and detailed financial and collateral analysis of credit requests within the assigned business line.

Salary

Base: $79,750.00 - $139,730.00 annually; Bonus: Up to 10% AIP/Bonus; Benefits: Medical, dental, vision, 401(k), and paid time off

Skills & Requirements

Must-have

  • 3-5 years lending experience
  • Financial statement analysis expertise
  • Complex credit underwriting skills
  • Collateral feasibility evaluation
  • Risk rating generation

Nice-to-have

  • Client relationship collaboration
  • Policy change recommendations
  • Technical guidance for analysts
  • Excellent customer service skills
  • Teamwork in workflow facilitation

Key Requirements

  • Undergraduate degree in Business, Accounting, or Economics
  • Minimum 3 years accounting or financial statement analysis experience
  • Expertise in complex credit request analysis

Work Rights

Not specified

Tailored Resume

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