Director, Decision Science - Canada

BMO

Toronto, ON, Canada
Base: $132,600.00 - $231,000.00; bonus/equity: per...
Hybrid
7+ years credit risk modeling experience
End-to-end model development and deployment
Reject inference and woe binning expertise
This role leads a team responsible for developing and optimizing credit risk models across the customer lifecycle including adjudication and collections

Job Summary

  • This role leads a team responsible for developing and optimizing credit risk models across the customer lifecycle including adjudication and collections.
  • The position requires deep expertise in data cleaning, feature engineering, and rigorous model monitoring to ensure stability and regulatory alignment.
  • BMO offers a comprehensive benefits package including health insurance, tuition reimbursement, and retirement savings plans alongside performance-based incentives.

Matching Summary

This role leads a team responsible for developing and optimizing credit risk models across the customer lifecycle including adjudication and collections.

Salary

Base: $132,600.00 - $231,000.00; Bonus/Equity: Performance-based incentives and discretionary bonuses; Benefits: Health insurance, tuition reimbursement, accident and life insurance, retirement savings plans

Skills & Requirements

Must-have

  • 7+ years credit risk modeling experience
  • End-to-end model development and deployment
  • Reject inference and WoE binning expertise
  • Python, R, SQL, or SAS proficiency
  • Team leadership of 10+ professionals

Nice-to-have

  • ML/AI in regulated credit environments
  • Familiarity with Canadian credit market
  • Modern MLOps and cloud analytics platforms

Key Requirements

  • MS or PhD in Statistics, Mathematics, Economics, Data Science, or related field
  • 7+ years experience in credit risk modeling within financial services
  • Proven track record building models for adjudication, account management, and collections
  • Hands-on experience taking models from design through production implementation

Work Rights

Not specified

Tailored Resume

Cover Letter