Senior Credit Analyst

Upgrade Inc

Atlanta, GA, US
Competitive salary; not specified; benefits: 100% ...
On-site
4+ years business or merchant underwriting experience
2+ years payments or financial services industry experience
Proficiency analyzing balance sheets and income statements
Upgrade Inc is seeking a Senior Credit Analyst in Atlanta, GA, to oversee high-risk reviews and merchant applications, ensuring compliance with guidelines while analyzing financial documents. The company prides itself on its collaborative and inclusive culture, having helped millions access affordable financial products since its inception in 2017

Job Summary

  • The role involves reviewing merchant documentation, analyzing financials including balance sheets and income statements, and making decisions on applications.
  • Candidates must ensure strict adherence to company policies and federal regulations such as the Bank Secrecy Act and Anti-Money Laundering laws.
  • The company offers competitive salary, 100% paid medical/dental/vision insurance, flexible PTO, and a competitive 401(k) plan.

Matching Summary

Match Score: 85

Upgrade Inc is seeking a Senior Credit Analyst in Atlanta, GA, to oversee high-risk reviews and merchant applications, ensuring compliance with guidelines while analyzing financial documents. The company prides itself on its collaborative and inclusive culture, having helped millions access affordable financial products since its inception in 2017.

Salary

Competitive salary; Not specified; Benefits: 100% paid medical, dental, vision; Flexible PTO; Competitive 401(k)

Skills & Requirements

Must-have

  • 4+ years business or merchant underwriting experience
  • 2+ years payments or financial services industry experience
  • Proficiency analyzing balance sheets and income statements
  • Knowledge of BSA, AML, KYC, and OFAC guidelines
  • Ability to interpret commercial credit reports

Nice-to-have

  • Experience leveraging AI-driven strategies in reviews
  • Team player mentality with high integrity
  • Flexibility to adapt to changing policies
  • Excellent verbal and written communication skills

Key Requirements

  • 4+ years of underwriting experience
  • 2+ years in payments or financial services
  • Proficiency with Google Sheets and Tableau

Work Rights

Not specified

Tailored Resume

Cover Letter