Commercial Credit Underwriter

Daimler Truck

Charlotte, NC, US
Pyy offered dependent on knowledge, skills, + expe...
Hybrid
Analyze financial statements and cash flow
Assess borrower repayment capability
Evaluate collateral and legal documentation
The role involves evaluating and underwriting commercial credit applications for dealer, fleet, and small business customers across the United States and Canada

Job Summary

  • The role involves evaluating and underwriting commercial credit applications for dealer, fleet, and small business customers across the United States and Canada.
  • Candidates will analyze financial information, assess cash flow, and recommend risk-mitigating structures to ensure high-quality underwriting standards.
  • The position offers a comprehensive benefits package including a 401k match up to 6%, 8 weeks of paid parental leave, and hybrid work flexibility.

Matching Summary

The role involves evaluating and underwriting commercial credit applications for dealer, fleet, and small business customers across the United States and Canada.

Salary

Pay offered dependent on knowledge, skills, and experience; Annual bonus program available; 401k company contribution with match up to 6% plus non-elective contribution of 3-7%

Skills & Requirements

Must-have

  • Analyze financial statements and cash flow
  • Assess borrower repayment capability
  • Evaluate collateral and legal documentation
  • Identify risk mitigating solutions
  • Adhere to credit policies and compliance

Nice-to-have

  • Experience in automotive or trucking industry finance
  • Knowledge of UCC/PPSA secured lending rules
  • Familiarity with ALFA, PEGA, or Credit Lens systems
  • French language proficiency (oral and written)
  • Mentoring or coaching junior staff experience

Key Requirements

  • BS/BA degree preferred OR 6 years relevant experience
  • Minimum 2 years general business experience
  • At least 1 year in credit underwriting or commercial lending
  • Proficiency with Microsoft Suite and strong analytical abilities
  • Legal authorization to work permanently in the US

Work Rights

Must be legally authorized to work permanently in the country of posting

Tailored Resume

Cover Letter