The role involves managing and optimizing the automotive financing portfolio including credit, leasing, and ALD products to ensure profitability and regulatory compliance
Job Summary
The role involves managing and optimizing the automotive financing portfolio including credit, leasing, and ALD products to ensure profitability and regulatory compliance.
Candidates must monitor economic performance metrics such as financial margin and conversion rates while collaborating with other departments to adjust product offerings.
Responsibilities include defining business cases for new products, ensuring correct system parametrization of rates and eligibility rules, and coordinating implementation projects.
Matching Summary
The role involves managing and optimizing the automotive financing portfolio including credit, leasing, and ALD products to ensure profitability and regulatory compliance.
Skills & Requirements
Must-have
3+ years financial institution experience
2+ years automotive financing product management
Pricing and profitability analysis expertise
PowerBI and Excel analytical skills
Portuguese automotive credit market knowledge
Nice-to-have
Proactive risk management attitude
Strong collaboration with Finance and Risk teams
Structured and results-oriented approach
Key Requirements
Minimum 3 years in financial institutions or leasing operators
Minimum 2 years in automotive financing product management
Solid knowledge of pricing models and profitability analysis