Senior Credit Strategy Analyst

Earnest

US
Base: $124,000—$155,000 usd; bonus/equity: not spe...
Remote
Credit and fraud policy implementation
Underwriting and fraud prevention strategies
Portfolio performance analysis
Earnest is seeking a Senior Credit Strategy Analyst to oversee credit and fraud policies for their personal loan products. The ideal candidate will have significant experience in risk management within consumer finance and a strong grasp of data analysis tools

Job Summary

  • Earnest empowers ambitious professionals to make confident financial decisions and build the life they envision.
  • Develop and optimize credit underwriting and fraud prevention strategies for personal loans, balancing growth, risk, and customer experience objectives.
  • Earnest believes in enabling our employees to live their best lives and offers a variety of perks and competitive benefits.

Matching Summary

Match Score: 85

Earnest is seeking a Senior Credit Strategy Analyst to oversee credit and fraud policies for their personal loan products. The ideal candidate will have significant experience in risk management within consumer finance and a strong grasp of data analysis tools.

Salary

Base: $124,000—$155,000 USD; Bonus/Equity: Not specified; Benefits: Health, Dental, & Vision benefits plus savings plans, Mac computers + work-from-home stipend, Monthly internet and phone reimbursement, Employee Stock Purchase Plan, Restricted Stock Units (RSUs), 401(k) plan with company match, Robust tuition reimbursement program, $1,000 travel perk on each Earnie-versary, Competitive days of annual PTO, Competitive parental leave

Skills & Requirements

Must-have

  • Credit and fraud policy implementation
  • Underwriting and fraud prevention strategies
  • Portfolio performance analysis
  • Data-driven experimentation
  • Cross-functional partnership
  • Credit bureau data experience

Nice-to-have

  • Consumer fraud tools experience
  • BI and visualization tools
  • Internal control requirements
  • Data integrity validation
  • Efficiency improvements and automation

Key Requirements

  • 3+ years of experience in risk management
  • 1+ years of experience implementing credit strategies
  • Proficiency in SQL and Python
  • Experience with credit bureau data

Work Rights

Not specified

Tailored Resume

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