Regional Head Of Commercial Credit - Gauteng South
Absa Group
Sandton, South Africa
Credit strategy and framework
Portfolio credit limit management
High risk exposure management
Accountable for managing the strategic direction and delivery of the credit requirements for the identified portfolio (including sub-portfolios, if applicable), such that the banks competitive position is protected and enhanced whilst maintaining and protecting the quality of the underlying asset book
Job Summary
Accountable for managing the strategic direction and delivery of the credit requirements for the identified portfolio (including sub-portfolios, if applicable), such that the banks competitive position is protected and enhanced whilst maintaining and protecting the quality of the underlying asset book.
Develop, align and implement a tactical strategy and associated policies and guidelines within multiple practices.
Accountable for transforming and delivering the target customer experience in support of RB’s strategic aspirations through the appropriate credit frameworks, policy and processes.
Matching Summary
Accountable for managing the strategic direction and delivery of the credit requirements for the identified portfolio (including sub-portfolios, if applicable), such that the banks competitive position is protected and enhanced whilst maintaining and protecting the quality of the underlying asset book.
Skills & Requirements
Must-have
credit strategy and framework
portfolio credit limit management
high risk exposure management
strategic advisor and subject matter expert
manage impairment and fraud costs
credit assessments and bespoke solutions
Nice-to-have
customer needs and revenue generation
agility, innovation and customer needs
service excellence culture
engaging, enabling and productive work climate
Key Requirements
Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies