The Credit Analyst III is responsible for performing financial statement spreading, underwriting, and credit analysis to support commercial lending activities
Job Summary
The Credit Analyst III is responsible for performing financial statement spreading, underwriting, and credit analysis to support commercial lending activities.
This role focuses on completing credit memos for new money requests, renewals, and modifications while analyzing complex credits with higher aggregate exposure.
Candidates must utilize financial spreading software to evaluate borrower cash flow and determine the adequacy of primary and secondary repayment sources.
Matching Summary
The Credit Analyst III is responsible for performing financial statement spreading, underwriting, and credit analysis to support commercial lending activities.
Skills & Requirements
Must-have
Financial statement spreading
Commercial loan underwriting
Credit memo preparation
Equipment finance experience
Cash flow analysis
Collateral coverage assessment
Nice-to-have
High-net-worth transaction knowledge
Corporate aircraft transactions
Secured loan documentation negotiation
Workflow optimization skills
Strong business writing abilities
Key Requirements
Bachelor's degree in business, accounting, or finance
6-8 years commercial lending experience
Specific experience in Equipment Finance
Knowledge of C&I, franchise, and municipal lending