Senior Product Manager, Transactional Risk

SoFi Technologies

Seattle, WA, United States
On-site
Own transactional roadmap
Harden the "hot path"
Drive smarter limits
Own the fraud product strategy for all money movement rails at SoFi, stopping bad actors while ensuring good members can transact seamlessly

Job Summary

  • Own the fraud product strategy for all money movement rails at SoFi, stopping bad actors while ensuring good members can transact seamlessly.
  • Define and execute the product strategy for transaction authorization and monitoring, building high-precision detection logic that scales across various payment rails.
  • Manage key success metrics including Gross/Net Fraud Loss (BPS) below target, sub-second detection latency, and a low False Positive Rate (FPR).

Matching Summary

Own the fraud product strategy for all money movement rails at SoFi, stopping bad actors while ensuring good members can transact seamlessly.

Skills & Requirements

Must-have

  • Own transactional roadmap
  • Harden the "hot path"
  • Drive smarter limits
  • Design pre-authorization gates
  • Optimize detection efficacy
  • Full-rail coverage for payments
  • Cross-functional collaboration

Nice-to-have

  • Experience tuning detection systems
  • Experience with check fraud risk
  • Experience with real-time payments risk
  • Experience operationalizing ML models

Key Requirements

  • 4+ years of Product Management experience
  • Deep domain expertise in fraud
  • Payments expertise (ACH, Wires, Card)
  • Data-first decision maker
  • Systems thinker
  • Exceptional communication skills
  • Strong ownership bias

Work Rights

Not specified

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