The Credit Management Department plays a crucial role in facilitating profitable growth by managing the risk/reward tradeoff for various credit decisions throughout the lifecycle of an account
Job Summary
The Credit Management Department plays a crucial role in facilitating profitable growth by managing the risk/reward tradeoff for various credit decisions throughout the lifecycle of an account.
Bread Financial offers competitive pay, a comprehensive selection of benefit options including 401(k), medical, dental, vision, paid parental leave, and flexible time off.
Bread Financial is a tech-forward financial services company dedicated to empowering customers with personalized payment, lending, and saving solutions.
Matching Summary
The Credit Management Department plays a crucial role in facilitating profitable growth by managing the risk/reward tradeoff for various credit decisions throughout the lifecycle of an account.
Salary
Base: $79,500.00 - $144,100.00; Bonus/Equity: Annual incentive bonus based on performance; Benefits: Medical, dental, vision, 401(k), paid parental leave, flexible time off
Skills & Requirements
Must-have
Credit risk analysis
SQL and SAS proficiency
Python and R programming
Credit policy compliance
Data visualization tools
Consumer lending experience
Nice-to-have
Strong cross-department communication
Analytical problem solving
Experience with decision trees
Ability to work in hybrid environment
High-pressure work focus
Key Requirements
Bachelor’s Degree in Finance or related field
5+ years analytical experience in consumer lending
Master’s Degree preferred
6+ years SAS/SQL, Python, R proficiency preferred
Presentation experience
Legal authorization to work in the US
Work Rights
Must be legally authorized to work in the United States