The Commercial Credit Associate plays a pivotal role in assessing and managing credit risk for commercial real estate clients at M&T Bank
Job Summary
The Commercial Credit Associate plays a pivotal role in assessing and managing credit risk for commercial real estate clients at M&T Bank.
This role involves underwriting new credit requests, managing ongoing credit risk through continuous monitoring, and collaborating closely with relationship managers throughout the loan lifecycle.
M&T Bank is committed to fair, competitive, and market-informed pay and promotes an environment that supports belonging and reflects its brand.
Matching Summary
The Commercial Credit Associate plays a pivotal role in assessing and managing credit risk for commercial real estate clients at M&T Bank.
Salary
Base: $85,800.00 - $143,000.00 Annual (USD); Bonus/Equity: Not specified; Benefits: Not specified
Skills & Requirements
Must-have
Commercial credit risk assessment
Financial statement analysis
Credit underwriting and approval
Credit portfolio monitoring
Financial modeling and cash flow analysis
Compliance with credit policies
Collaboration with relationship managers
Nice-to-have
Experience with Capital IQ and Bloomberg
Familiarity with nCino platform
Strong verbal and written communication skills
Critical thinking and problem solving
Customer focused interpersonal skills
Attention to detail and accuracy
Organizational and time management skills
Key Requirements
Bachelor's degree in Accounting, Finance, Economics or related field
Minimum 4 years commercial credit or financial analysis experience
Combined 8 years education and experience acceptable
Proficiency in financial modeling and credit metrics analysis
Strong analytical and communication skills
Experience with public accounting or financial statement preparation