Principal Credit Analytics

UpStart

Remote, US
Base: $182,300 - $252,500 usd (us); base: $165,800...
Remote
7+ years analytics or credit risk experience
Credit loss forecasting and scenario analysis
Risk capital and structured finance concepts
Upstart is seeking a Principal Credit Analytics professional to join their remote team, focusing on enhancing credit forecasting, valuation methodologies, and risk capital analytics. The role requires a strong background in analytics within the fintech or financial services sector, along with expertise in SQL and programming languages

Job Summary

  • The role involves leading a key pillar of credit forecasting and valuation or risk capital analytics to inform portfolio strategy and funding decisions.
  • Upstart partners with banks and credit unions to expand access to affordable credit using advanced AI and over 1,800 signals per borrower.
  • Employees receive competitive compensation including base pay, bonus opportunities, annual equity grants, and a generous 401(k) plan with matching.

Matching Summary

Match Score: 85

Upstart is seeking a Principal Credit Analytics professional to join their remote team, focusing on enhancing credit forecasting, valuation methodologies, and risk capital analytics. The role requires a strong background in analytics within the fintech or financial services sector, along with expertise in SQL and programming languages.

Salary

Base: $182,300 - $252,500 USD (US); Base: $165,800 - $210,000 CAD (Canada); Bonus/Equity: Target bonuses and quarterly vesting equity grants; Benefits: Medical, dental, vision, 401k match up to $15,000

Skills & Requirements

Must-have

  • 7+ years analytics or credit risk experience
  • Credit loss forecasting and scenario analysis
  • Risk capital and structured finance concepts
  • Proficiency in SQL and Python or R
  • Experience with large datasets

Nice-to-have

  • Partnering with ML and data science teams
  • Building analytics infrastructure and dashboards
  • Experience with model governance and SOX
  • Influencing cross-functional stakeholders
  • GenAI solutions for reporting

Key Requirements

  • 7+ years in analytics, credit risk, or quantitative finance
  • Experience in consumer lending or similar domains
  • Exposure to securitizations, warehouse facilities, or forward flow programs

Work Rights

Not specified

Tailored Resume

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