Sme Credit Manager

ABSA

Johannesburg, South Africa
On-site
Credit initiation and maintenance
Fraud management
Collections and recoveries
ABSA is seeking a SME Credit Manager in Johannesburg, South Africa, responsible for managing credit portfolios throughout the Credit Life Cycle, including credit risk management, portfolio management, and management reporting. The ideal candidate should possess strong analytical skills, a solid understanding of credit management, and effective communication abilities

Job Summary

  • Responsibility for the management of the portfolio(s) across the Credit Life Cycle, encompassing Credit Initiation, Account Maintenance, Fraud Management, and Collections & Recoveries.
  • Assess customer businesses by analyzing business and credit risks, developing high-quality credit solutions, and acting as a joint contact for credit management purposes.
  • Manage the portfolio within agreed risk appetite, work closely with credit analysts to identify potential risks, and develop strong partnerships with business stakeholders.

Matching Summary

Match Score: 85

ABSA is seeking a SME Credit Manager in Johannesburg, South Africa, responsible for managing credit portfolios throughout the Credit Life Cycle, including credit risk management, portfolio management, and management reporting. The ideal candidate should possess strong analytical skills, a solid understanding of credit management, and effective communication abilities.

Skills & Requirements

Must-have

  • Credit Initiation and Maintenance
  • Fraud Management
  • Collections and Recoveries
  • Portfolio Modelling and Analysis
  • Risk Appetite Management
  • Credit Risk Assessment
  • Financial and Business Analysis

Nice-to-have

  • Strong intellect and pragmatic approach
  • Decisive and analytical
  • Effective negotiation and influencing skills
  • Strong internal and external networking

Key Requirements

  • Comprehensive technical credit skill
  • General commercial/industry awareness
  • Working knowledge of risk management policies
  • Working knowledge of Group policies and strategies
  • Product knowledge
  • Degree or equivalent business experience

Work Rights

Not specified

Tailored Resume

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