The VP, Regional Policy Analyst position at United Overseas Bank Limited involves overseeing the Personal Financial Services Loans Portfolio and ensuring alignment with credit risk policies. The role requires a seasoned professional with expertise in retail credit risk management, particularly in policy and portfolio governance
Job Summary
This role provides independent oversight of the Personal Financial Services Loans Portfolio within the Group Credit Policy & Governance team.
The incumbent is responsible for reviewing and maintaining Group Retail Credit Policy standards while ensuring alignment with the bank's credit risk appetite.
Candidates will leverage data, analytics, and advanced technology to transition towards a 'smart' oversight model for regional portfolio monitoring.
Matching Summary
Match Score: 85
The VP, Regional Policy Analyst position at United Overseas Bank Limited involves overseeing the Personal Financial Services Loans Portfolio and ensuring alignment with credit risk policies. The role requires a seasoned professional with expertise in retail credit risk management, particularly in policy and portfolio governance.
Skills & Requirements
Must-have
8 years retail credit risk experience
Group Retail Credit Policy maintenance
Portfolio quality monitoring across regions
Quarterly Credit Review reporting
Risk appetite and discipline framework tracking
Nice-to-have
Experience in risk assurance area
Regional consumer credit regulation familiarity
Advanced data analytics and GenAI knowledge
Strong presentation and communication skills
Proactive attitude for ad-hoc projects
Key Requirements
Minimum 8 years in retail credit risk management
Degree in Mathematics, Statistics, Engineering, Business or Finance
Proficiency in Microsoft Excel and PowerPoint
Knowledge of SAS, SQL, decision tree tools, or Power BI
Understanding of Basel Capital Rules, Credit Scorecards, or IFRS9