Commercial Credit Associate Cre - Construction Monitoring

MTB (M&T Bank)

Buffalo, NY, United States
Base: $85,800.00 - $143,000.00 annual (usd); bonus...
Commercial credit risk assessment
Financial statement analysis
Construction loan monitoring experience
The role involves evaluating and determining credit risks for the bank's largest and most complex commercial clients through detailed financial analysis

Job Summary

  • The role involves evaluating and determining credit risks for the bank's largest and most complex commercial clients through detailed financial analysis.
  • Responsibilities include managing ongoing credit risk via continuous credit monitoring activities such as annual reviews, covenant monitoring, and problem loan management.
  • Candidates must possess strong analytical skills to prepare financial models, analyze credit metrics, and ensure compliance with commercial credit policies.

Matching Summary

The role involves evaluating and determining credit risks for the bank's largest and most complex commercial clients through detailed financial analysis.

Salary

Base: $85,800.00 - $143,000.00 Annual (USD); Bonus/Equity: Not specified; Benefits: Not specified

Skills & Requirements

Must-have

  • Commercial credit risk assessment
  • Financial statement analysis
  • Construction loan monitoring experience
  • Cash flow analysis and modeling
  • Covenant monitoring program

Nice-to-have

  • Strong verbal and written communication skills
  • Ability to work independently with minimal supervision
  • Experience presenting during credit discussions
  • Familiarity with internal control standards
  • Supportive of diversity and inclusion

Key Requirements

  • Bachelor's degree in Accounting, Finance, or Economics
  • Minimum 4 years' experience in commercial credit
  • Experience in public accounting or financial statement analysis
  • Proficiency in financial modeling and analysis tools
  • Knowledge of legal documents and structural elements

Work Rights

Not specified

Tailored Resume

Cover Letter