Principal Risk Specialist - Underwriting Qa

Capital One

Plano, TX, US
Base: $109,900 - $125,400 annually for plano, tx; ...
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3 years credit administration or loan underwriting experience
Experience in small business lending or commercial lending
Knowledge of state and federal lending regulations
** Capital One is seeking a Principal Risk Specialist for their Small Business Banking division, focusing on quality assurance and control processes to mitigate operational risks in underwriting practices. The ideal candidate will have experience in credit administration or lending, strong communication skills, and a proactive approach to risk management. **

Job Summary

  • The Principal Risk Specialist will own and execute controls for a segment of the end-to-end lending process within Small Business Banking.
  • Candidates must conduct reviews to ensure compliance with underwriting policies and recommend corrective actions to control defects.
  • This role offers performance-based incentive compensation including cash bonuses and long-term incentives alongside comprehensive health benefits.

Matching Summary

Match Score: 75

** Capital One is seeking a Principal Risk Specialist for their Small Business Banking division, focusing on quality assurance and control processes to mitigate operational risks in underwriting practices. The ideal candidate will have experience in credit administration or lending, strong communication skills, and a proactive approach to risk management. **

Salary

Base: $109,900 - $125,400 annually for Plano, TX; Bonus/LTI: Eligible for discretionary or non-discretionary incentives; Benefits: Comprehensive health, financial, and well-being support

Skills & Requirements

Must-have

  • 3 years credit administration or loan underwriting experience
  • Experience in small business lending or commercial lending
  • Knowledge of state and federal lending regulations

Nice-to-have

  • Strong independent judgment and critical decision making
  • Intellectual curiosity to explore underlying issues
  • Ability to influence change management initiatives

Key Requirements

  • High School diploma or GED required
  • At least 3 years in credit administration or underwriting
  • US work authorization (no sponsorship provided)

Work Rights

Must have US work authorization

Tailored Resume

Cover Letter